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Ten Ideas on Surviving After the Unemployment Checks Dry Up

chuck's picture

You've been down so gosh darned long it looks like up to you, and now the unemployment checks are about to stop flowing. This is where the ability to survive financially takes precedence over all the other stresses of unemployment. What to do?

Here are a few ideas. You may have to swallow your pride to execute some of them, but that's not a bad thing. Hey, it's survival, right?

  1. Hold a garage sale. This is a great way to clean out your closets and bring in a little cash.
  2. If you don't have a garage (or even if you do and you have some treasures that you don't want to part with for pennies on the dollar) sell stuff on E-bay. If you can write decent copy and take a decent picture, you can sell almost anything. E-bay can be as much or as little work as you want it to be.
  3. Do stuff for other people. Make some fliers that say, "Hey, I lost my job and need to pick up a few bucks until I find another one. Will do (list of things you can do for them). Call me at xxx-xxx-xxxx." You'll find that people can be very kind. If you're at all handy, this could even end up being a real business. Dig deep and think of valuable services that you can provide. If you're good at sewing, offer yourself as a tailor. If you're a whiz with computers, offer yourself as a computer guru. If you've got a green thumb, offer to help people with their gardens. People always need things done.
  4. Recycle. You'd be amazed what people throw away. You can find all kinds of saleable goods in garbage cans: copper wiring, cans and bottles, even stuff that could be sold on E-bay. Hey, don't knock it; this might just be one of the most honorable ways of earning a buck if you really stop and think about it.
  5. Trade currency. Definitely not for the weak of heart or risk-averse, but if you're clever and patient, you can make $50 or more per day starting with an initial investment of a few thousand dollars. You can also lose a lot of money doing this, so make sure you know what you're doing before attempting it. I have found that patience is the key -- only enter a position when you're 90 percent sure, and it can take a while for that opportunity to present itself. Remember that a small gain is better than any loss, and a small loss is better than a large loss. Think small, and place conservative stop and limit orders.
  6. Tell a joke or sing a song -- or both! If you can do anything remotely entertaining, you can probably find an audience for it. You might not become a big star (or you might) but you can probably pick up 50 bucks now and again. The beauty is that if you live in a city with a lot of cultural activities, you can usually busk on the street somewhere, and if you don't live in such a place, you can easily find an indoor gig because people stuck in cultural backwaters are hungry for things to do.
  7. Sell your car. Figure out how to do without it. Believe it or not, it can be done in almost any urban area or small town. I know because I've done without a car for most of my adult life, and I've lived in a lot of places. Getting rid of your car gives you an immediate boost in cash and a long-term financial gain in no longer having to pay for insurance, gas, repairs, etc. Cars are expensive, and it's surprisingly liberating to do without one.
  8. Find religion. Hey, this is about survival, right? Join a church or temple and make your situation known. You'll be surprised how supportive a community of faith can be. Try not to be a hypocrite, though. If you're an avowed atheist, see if your town has a Buddhist temple; you don't have to believe in God to be a Buddhist. If you
    do believe in God, a veritable smorgasbord of options are available in the U.S. and most other industrialized countries.
  9. Downsize your life. You got downsized, and now you get to do the same to your lifestyle. Move to a small apartment. Drive a smaller car if you must drive. Shop at thrift stores or repair your clothes. Eat a Spartan and healthy diet consisting largely of dried beans and rice, vegetables, and spices arranged in creative and delicious ways.
  10. Sell your body. No, not the sex trade -- that's dangerous and may involve swallowing more than your pride. Researchers in psychology, sociology, and medicine are always looking for lab rats, and they'll pay you to participate in studies. You can also sell plasma in most cities. Hey, it's money in your pocket.

Well, I hope something on that list caused you to experience an "Aha!" moment. If not, brainstorm. You can probably come up with a few ideas I missed. If you have any such ideas, please register and post them in the comments below.

Good luck! You will survive! You have no choice.

man from UNCLE's picture

Garage Sale

I have been digging through stuff since March, putting price tags on what I consider to be, ( as does Leslie) the biggest collection of junk/stuff the world has ever seen. You know, I'm a pack rat, and have kept everything for 15 years. And MAN! What a collection! I'm the third child with 2 older brothers, soooo... I got the usual hand-me-downs, and held a fasination with all things owned by them. Their "junk drawers" became my envy, and I rummaged through theirs whenever I could, even at the risk of being smacked, slugged, given pink bellies, wedggies, and nuggies.
Well, now I'm grown, and my whole house is a virtual honeycomb of my own junk drawers. Mine, mine, mine! Anyhow, it is time to buck-up, and unload a lot of my stuff, and Leslies stuff, at a yard sale, and reap massive profits to pay off a couple of bills, and buy a pizza. She and I dug deep into all the cubbie-holes around here, and we worked all day, and yes, all nite long to meet our target date, which was this morning at 8am.
You probably heard from Mac how we had a couple solid weeks of 90-100 degree days. Last nite, at 2am, I posted a test signage around the corner from the house. As I climbed the steps back home, it started to rain. (You had a lot of that back east, I understand.) Well, it hasn't stopped raining yet, and is not expected to stop until Sunday. We tried, but just couldn't have the damn sale, and we're pooped. We'll try again tommorrow.

chuck's picture

Sounds like...

... it could be profitable once the weather decides to cooperate. I bet you have some good stuff. You might be able to get more for it by selling on E-bay, and the sun's always shining somewhere on the Internet.

chuck's picture

So how did it go?

Was your garage sale a resounding success?

Relationship mining

Col. Hector Bravado
denversixshooter.com
11. Do the electronic version of the flyer, and email pretty much everyone you know with whom you are still in good professional standing. A biz dev guy at a place I got laid off from this year was also a web developer by trade. When he left, he blasted his personal list, letting everybody know he was looking for freelance web dev work, and he scared up a few thousand with his first email.
Hustle. Grind. Repeat.

BustedFlatinBklyn's picture

beg

You can always beg if things get really bad.

When you ain't got nothin', you got nothin' to lose - B. Dylan

chuck's picture

hey, i took your advice!

check out the shiny new "donate" button!

Unemployment Offices's picture

Wait on Extension

Then, Work 4 Food. You can always wait on a third unemployment extension. Of course, this 2nd one is probably the last one for a very long time so make sure you have your cardboard sign ready to go in 7 or 13 weeks

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